If you were to unable to work due to an accident or illness, if your business were to fail, or if you were
made unemployed, wouldn't it be good to know that your car payments were being made on your behalf?
Should you be off work for 31 consecutive days, Credit Protection Insurance will make
your insured monthly payment, and continue to make payments for each calendar month you are off work, until
either you return to work, or twelve payments have been made.
The benefit is payable in the following circumstances:
- Accident or injury
- Sickness or illness
- Involuntary unemployment
- Business failure (for the self-employed)
- Applicants must be between 18 and 60 at the start of the finance agreement
- Working a minimum of 16 hours per week
- Maximum loan £50,000
- Maximum monthly benefit £1,000
- Cover applies to all finance agreements
Claims arising from:
- HIV or related illness, including AIDS
- Alcohol or drug use, unless under doctor's orders
- Any illness for which treatment or advice was given or sought in the twelve months preceding the start date
- Self-inficted injury
- Pregnancy or child-birth-related conditions
- Unemployment within 90 days of the start date
- Voluntary or expected unemployment
- Expiry of a fixed-term contract, unless you have been with the same employer for two or more consecutive contracts
totalling two or more years
Policy Summary - Download the policy summary for more details of the policy.
About our Insurance Services - Keyfacts about the insurance products and services we offer.
For a quotation, to arrange cover, or for more information, please call us on 08000 833 711, option 4.
XLCR Vehicle Management Ltd is authorised and regulated by the Financial Services Authority for general
insurance business.
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only choose BVRLA- &
Financial Services Authority-approved dealers for your vehicles, finance and insurance.
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Need Assistance?
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