RTI insurance is designed to provide protection
in the event that your vehicle is declared a total loss (written off) by your motor insurer. Should
this happen, your insurance company payout will be based on the market value of the vehicle at the,
time of the loss, not what you originally paid. This may not allow you to buy the same vehicle again.
RTI Insurance pays out as a supplement to your comprehensive motor insurance payout, so you can afford
to buy a similar model as a replacement. It pays out, up to a maximum of £10,000, the difference between
your insurance company payout and the original invoice price of the vehicle.
- Vehicles with an invoice price up to £50,000
- Cars and commercial vehicles up to 3.5t GVW
- Vehicles up to six years old
- Cover is valid for three full years
- Vehicle must be bought without finance, or on a purchase contract
- The vehicle is written off whilst being driven illegally and/or under the influence of
drugs or alcohol
- The vehicle is not covered by a comprehensive motor insurance policy
- The vehicle is used for hire or reward
- If the vehicle is left unattended and the keys have not been removed, the doors have not
been locked, or any immobiliser and/or alarm has not been activated
Policy Summary - Download the policy summary for more details of the policy.
About our Insurance Services - Keyfacts about the insurance products and services we offer.
RTI insurance is available for a one-off payment (including Insurance Premium Tax) of:
- £360 for vehicles with an invoice price up to £30,000; or
- £480 for vehicles with an invoice price between £30,000 and £50,000
To arrange cover, please complete the forms sent with your finance documents, or call us
on
08000 833 711, option 4.
XLCR Vehicle Management Ltd is authorised and regulated by the Financial Services Authority for general
insurance business.
Do you know who you're dealing with?
For your protection & peace of mind,
only choose BVRLA- &
Financial Services Authority-approved dealers for your vehicles, finance and insurance.
Find out more
Need Assistance?
Call XLCR free on 08000 833 711 or
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